Northpoint Mortgage

Chip Williams

Loan Officer
GA Licensee NMLS# 1771297 | CA License NMLS #CA-DFPI1771297 | PA License NMLS #68113
Corporate NMLS #2289

619.501.3661 mobile

chip.williams@fairwaymc.com

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About Chip

With over 16 years of experience, Chip Williams is a trusted mortgage loan officer in Roswell, Georgia, known for helping clients navigate the lending process with clarity, confidence, and less stress. He believes the best loan decisions come from education—not pressure—and focuses on making complex mortgage options simple and easy to understand.

Serving Roswell and surrounding areas, Chip works with first-time homebuyers, move-up buyers, and homeowners looking to refinance. He offers personalized loan solutions aligned with each client’s financial goals, backed by clear communication from pre-approval through closing.

Chip provides guidance across a range of loan programs, including conventional, FHA, VA, and refinance options, using his local market knowledge to help clients make confident decisions.

Outside of work, Chip enjoys golfing, live music, and DIY projects—bringing the same attention to detail to his work as he does at home.

What Clients Are Saying

Real experiences from real people

Chip’s experience working with freelancers/homebuyers in the film industry helped him understand the nuances of folks like us working in the music industry, and we are so grateful for that. I don’t think there’s another lender we could’ve aligned better with here. He was very helpful from the get-go, and always openly checking-in with us, and helping us stay ready for next steps in the process. We were really looking for our forever home, and only intended to go through one home purchase in our lifetime, and it really couldn’t have been any easier, smoother, or more open and honest… all thanks to Chip and the team at Fairway. We especially appreciate his frequent communication and attention to detail.
Spenser & Adam S.
Chip was absolutely amazing at everything. He helped walk me through everything and if I had a question he was quick to answer it. He never left me in the dark about anything. He was very understanding as well. I definitely will be recommending him to all my friends and family.
Amanda T.
Excellent experience from start to finish. The team went above and beyond in their communication, organization, follow through, and support throughout the home buying experience. Chip in particular was instrumental in me finding and securing my dream home. I literally could not have done it without him. Northpoint mortgage rates and fees beat out other local lenders that “advertised” lower interest rates. I will definitely recommend this team for your home buying experience.
Kellie H.
My loan officer Chip has been tremendous help during our entire home buying process. As a first time home buyer, he made this process so seamless for us. He made sure to take the time to explain and educate us on each of the loan options, and help us figure out our best fit. Anytime we needed help or had a question, no matter what day of the week it was, Chip was just a text message or call away. When we finally found THE house, Chip was able to get us the most competitive terms in order to get our offer accepted! In addition, he took time out of his day to drive all the way to Gwinnett to meet us in person on closing day. If you’re looking for a mortgage company that is professional, personable, and can get you through pre-underwriting before you are under contract- look no further! Thank you Chip & Northpoint for all of your hard work!
Neesie G.
We worked with Chip. He was able to quickly make sense of our stack of W2’s and closed on our house within3 weeks. He also showed up to our closing to personally congratulate us. Highly recommend.
Gloria Rapier-Kornder
Great experience, Chip was very easy to work with!! The online tools was very easy to navigate. They answered all of my questions and got things done quickly and efficiently to get us to closed. Overall Seamless process.
Chanalee A.
This was our first home purchase with Chip, but we will be calling him for our next one! Any time I texted or called him, he responded within an hour. Very reliable team with document preparation and any follow-up calls. He was also very knowledgeable about the current mortgage situation and gave us sound advice throughout the process.
Joe T.
Excellent communication and pleasant experience, Chip helped and guided us very well all the way! He and his team ensured we close on time and no last minute surprises ruin our day.
Sahil A.
It was a pleasure to work with Chip. He kept us informed from the very beginning of the process through to the end. He helped us navigate the murky waters of home financing and kept us from stressing about it. He updated us as we reached each new stage and was clear about what we needed to accomplish to move forward.
Pernell
Chip was a pleasure to work with! We were first time home buyers and Chip made the process very easy and streamlined. He was extremely efficient and detail oriented, very timely and answered all of our questions quickly. We had a very positive home buying experience and Chip was definitely a big part of that!
Marisashold
Chip was great to work with. Answered all my questions and then some. Has a pleasant personality. He had to go away to look after a sick relative and even then he was still following up on things, emailing, calling etc to make sure everything worked out well. Thanks Chip. You were wonderful.
Jenny R.

Our Client Reviews

Alan J. 

Joe has been a very thorough and thoughtful help in getting me the funding I needed. He ran through the various options and gave me plenty of info to work with before making my decision. I’ll be calling him in the future for any other needs.

– Alan J. 

Homebuyer contacting Northpoint Mortgage loan officer for mortgage information

Blake B. 

Joe Jarrett was amazing to work with on getting my home loan! He was so patient, always happy to answer all of my questions, and helped walk me through every step of the process. I highly recommend him and Northpoint Mortgage! 

– Blake B. 

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