Erik Engebretson
Loan Officer
NMLS# 702856 | GA Residential Mortgage Licensee NMLS# 57552
About Erik
Mortgage Loan Officer | Northpoint Mortgage | Serving Atlanta, Sandy Springs & North Georgia
With more than 15 years of experience in the mortgage industry, Erik Engebretson is a seasoned Mortgage Loan Officer who understands the full spectrum of today’s home financing needs. Since beginning his career in 2010, Erik has helped homebuyers and homeowners across Atlanta, Sandy Springs, Fulton County, and North Georgia secure the right mortgage solutions—no matter how simple or complex the scenario.
Erik specializes in guiding a wide range of borrowers, including:
First-time homebuyers
Luxury and multimillion-dollar property purchasers
Self-employed borrowers needing flexible financing options
Move-up buyers and growing families
Homeowners exploring refinancing or home equity solutions
A proud graduate of Kennesaw State University, Erik is deeply rooted in the Atlanta community. He lives in North Sandy Springs with his wife and four children, giving him a personal understanding of the local neighborhoods, schools, and lifestyle factors that matter most to Georgia families.
Erik’s approach is built on trust, clear communication, and tailored guidance. He takes the time to understand each client’s goals and provides mortgage strategies that fit their unique financial picture. When you work with Erik at Northpoint Mortgage, you gain more than a loan officer—you gain a partner dedicated to making your homeownership journey smooth, informed, and successful.
Whether you’re purchasing, refinancing, or planning your next move, Erik Engebretson is here to help you find the best home loan options with confidence.
What Clients Are Saying
Real experiences from real people
“Erik Engebretson at Northpoint Mortgage is amazing!! So helpful, communicative, knowledgeable, and fun to work with!! When I brought up my husband was in the military post going under contract (didn’t think about it!), he jumped into action and came up with an amazing loan option and educated us on both so we could make the right decision for us. Could not be more thankful for Erik and his team!”
Anna G.
“Erik was great to work with! My husband and I were first-time homebuyers, and he was incredibly helpful in answering our many questions. He also responded quickly. Highly suggest!
Megan L.
“Erik was always very quick to respond to all of my inquiries. He provided very thorough and accurate information. He made the house-buying experience very pleasant and problem-free.”
Thomas M.
“Erik Engebretson and his team of professionals are by far the best in the business! The underwriting process was the smoothest I’ve ever experienced…completely stress free. They are completely transparent, honest, responsive, and efficient. I highly recommend them to anyone seeking financing for a home. Best in town!”
Sharon E.
“Erik is knowledgeable, efficient, quick to respond, and easy to understand. He speaks intelligently and capably when presenting options in an unbiased and professional manner.”
Christopher M.
“Erik was very pleasant to work with. He helped me by going above and beyond to make this experience smooth for me. Thanks Erik for all your help!”
Tina L.
“Erik is extremely helpful, responsive, and personable in his service. He answers questions and provides options and recommendations for what works best for his clients.”
Maegan M.
“It’s been a very smooth process thanks to the efficiency of the whole team. I strongly recommend Erik Engebretson and his team for anyone looking to buy a house.”
Alberto C.
“Erik was very responsive through this entire process and explained everything thoroughly.”
Russell B.
“Erik knows his stuff! And he walks you through the process while keeping you informed of what to expect in each process. He and his team are simply amazing!”
Leslie B.
“Easy communication. Very prompt responses to all my questions. Thorough explanations of things I had questions about. Altogether, Erik is just a great guy to work. Home-buying can and will be stressful, but Erik took the stress out of the financing part of the process and I greatly appreciate that.”
Paul L.
“As a real estate professional, I have worked with Erik Engebretson at Northpoint Mortgage several times. My clients simply love Erik, he is truly compassionate and detail orientated. I would highly recommend Erik to anyone refinancing or purchasing a new home.”
Chris G.
“Erik Engebretson and his team were amazing! My refinancing was painless and smooth sailing. Erik was always available to take any questions and his team was always on top of things. The closing was scheduled and happened right on time. Erik was great!!!! Thank you so much!”
Cheryl A.
“Erik is great to work with. Would recommend him to anyone.”
Paul H.
“Erik and his team are efficient, prompt and work with you on getting closed !! Great job!”
Falguni P.
“Erik was incredibly responsive, professional, and informative at every step of the mortgage process.”
Dereck A.
“We had a difficult situation as almost all our assets were in cryptocurrency. Erik helped us navigate though that as well as a myriad other issues, and it finally went through. We’re convinced we couldn’t have done it without him.”
David O.
“Erik was very easy to talk to. He laid out all the information we needed to know in a very understandable way and was always available for answering any questions or elaborating on anything. He helped make this process less stressful and more understandable. Thanks for all that you did for us, Erik!”
Ian W.
“Loan Officer Erik Engebretson was brought in to a deal that was dead in the water with another National lender. Not only was Erik and his team able to save the deal, but they were able to get it to the closing table in 3 weeks! Erik was always available to answer and/or address concerns, and with communication throughout, kept all parties updated and move forward with ease and confidence. Great experience overall!”
Melanie F.
“Erik was a great communicator and always answered my calls of concern.”
Michael D.
“I have worked with Erik Engebretson at Northpoint Mortgage on several of my real estate deals and I find him to be very knowledgeable and responsive. I would highly recommend Erik to anyone looking to purchase or refinance!”
Christopher G.
“Erik and his entire team were incredibly easy to work with and kept us completely informed throughout our first-time home buying experience. It was wonderful working with them and we would recommend them to anyone.”
Anna M.
“Erik was amazing. He was very helpful, and was always available to discuss any questions we had. Best customer service I have had with a financing institution (first mortgage was Navy Federal)”
David G.
“A superb team of mortgage experts! They made the process very easy and they kept me well-informed about loan progress. I totally recommend them!”
Jaime R.
“Erik was very professional and made the whole experience great. Would use Erik again and recommend him.”
June H.
“Erik is efficient and responsive. He kept me informed and made the process easy! We would definitely use him again!”
Rebecca C.
“Even though there were snags with information needed up to the last minute, Erik was the best for getting back by text or email…even at night or on the weekends.”
Debra C.
“As a Realtor not only do I refer my clients to Erik and his team but I also use them for my personal mortgage needs. They are the best in the business!”
Patrick J.
“Erik was extremely personable and had a positive energy throughout the whole experience. He was informative, responsive, and communicated clearly.”
Jacqueline V.
“Honest, responsive, professional, expedient and friendly. No one could believe we were closing so quickly! Can’t ask for more than that. Thank you Erik!!!”
Chris S.
“Erik and his team are very nice to work with. They made the process easy and seemed to have our best interests in mind. He always used language and descriptions I could understand. We got an amazing deal through Erik too. I’ve already referred him to my father who used him to refinance. I would gladly use Northpoint and Erik again!”
Julia C.
“Top notch experience. Erik Engebretson was extremely knowledgeable and helpful. I highly recommend this organization for any of your mortgage and refinance needs.”
Jonathan G.
“Erik Engebretson assisted us with our loan. Great communication and quick, seamless closing! Highly recommend him and his team!”
Becky F.
“Erik at Northpoint/Fairway is awesome! He navigated some challenges for me and I am thrilled!”
Dawn B.
“Had a great experience with Erik. As a first time refinancer, he helped walk me through all my options, answered every question without getting bother or annoyed, and saw us through closing with a lower interest rate and monthly payment as well as consolidating all of our credit card debt. Thank you to the team – would absolutely recommend to anyone looking to refinance.”
Greg B.
“Erik E and his team were timely, friendly, and extremely helpful. We closed on time and as expected. Thank you for a job well done.”
Christofer G.
“Erik Engebretson at Northpoint Mortgage was the best! Made my whole experience of applying for mortgage and buying house very smooth. Kept me informed the whole way on a daily basis which was very helpful, I’m recommending him to all my friends.”
Kim S.
“NorthPoint Mortgage of Roswell is the way to go! Erik Engebretson is our lender and he was outstanding. He made the process of buying our home a lot easier than expected.Especially during COVID. Thank you Erik!”
Peter B.
“Erik Engebretson and the rest of the staff were just so great. Moving cross country and finding and buying a house all in about 6 weeks was a challenge and Erik helps us get everything we needed and got the loan though quickly. Thanks so much!”
Judy T.
“Erik was wonderful not only to me but to my client! Having a great lender partner is important in this business and I will refer Erik out again!”
Brandi C.
“Great experience, would definitely recommend Erik to work with during a loan process. Always was looking out for the best interest for me in the loan process and super great to work with.”
Will L.
“We are officially homeowners! We worked with Erik E and I was so happy with how smooth the process was. Erik was so helpful from the very beginning; he was always available to answer questions (even the dumb ones) and explain everything we weren’t clear on. He was truly looking out for our best interest and we were very appreciative of him!”
Brittany K.
“If you value customer service like I do, Erik should be your first and only option. I never thought this process would be as easy as it was. Erik and Kim were simply amazing to work with. Would recommend to everyone!”
Bryan H.
“Erik and his team were incredible to work with. Quick, responsive, knowledgeable, and friendly. Very thankful to have worked with such a great group to close on our home!”
Chris M.
“Great experience! Friendly, helpful and knowledgeable. Erik and Kim guided us through the process from application to closing. Great communication throughout and the whole Northpoint team made everything stress free and we couldn’t be happier.”
Ana S.
“I can’t say enough great things about Erik Engebretson over at Northpoint Mortgage. We’ve all heard the horror stories of the home buying process (We were first time buyers) and the stress that it puts on you. Erik was incredible to say the least. From start to finish he made our buying process seamless and was always a phone call away if I had any questions along the journey. I kept waiting for the “hard part” and it never came. I would highly recommend Erik to anyone looking to buy and wants someone who works hard for them and seems more like a friend helping you than a loan officer. Thanks Erik & Northpoint!”
Louis T.
“Didn’t know anything about buying a house when I started this process. Still don’t know much, but here I am somehow in my first house. Thanks a bunch Erik!”
Samuel H.
“Erik was a pleasure to work with. He was kind and quick to respond to all of our questions or needs. We felt like we had the best team throughout the whole process and it made buying our first home feel easy.”
Megan T.
“We had a quick close and Erik and his team were great throughout the whole process!”
Ryan F.
“He was very upfront and Explained everything clearly Eric knew we had a tight time constrain due to a previous issue with a previous lending company. He was honest and worked diligently to get my loan approved! Thank you Eric!”
Katrece E.
“Erik and his team are the absolute best! Make the whole process simple and easy to understand every step of the way.”
Logan G.
“Erik invests himself in your process. He becomes your biggest advocate. He evaluates your situation and explains mortgage lending in a clear way. Erik is also very accessible he responds quickly to all forms of communication. Bottom line, if your need a loan, you need Erik Engebretson.”
Noah S.
“When I first contacted Erik, I wasn’t sure that I would be able to buy a home. He worked to understand the details of my circumstances and provided me with options that fit my particular need. Throughout the process, Erik was always quick to respond, even after hours and on weekends.”
Nancy W.
“Erik was friendly and way to work with. Very responsive and thorough. Made our refi a breeze and got us a great deal.”
April S.
“Erik was on top of our loan during every step and was very accommodating to my hectic schedule. Thank you, Erik.”
Tina P.