Northpoint Mortgage

Frank Trest

Senior Mortgage Consultant
NMLS# 150946 | GA Residential Mortgage Licensee NMLS# 25335

706.255.4490 mobile

frankt@fairwaymc.com

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About Frank

Mortgage Loan Officer | Northpoint Mortgage

 Serving  Georgia, North Carolina, and South Carolina

 

Frank Trest is a highly experienced Senior Mortgage Loan Officer with more than 20 years in the mortgage and home loan industry. Having lived in Athens, Georgia for over 50 years, Frank brings unmatched local insight, deep market knowledge, and a genuine commitment to helping families achieve their dream of homeownership.

A graduate of Clarke Central High School who later attended the University of Georgia, Frank combines a background in psychology with decades of lending experience to provide clients with thoughtful, personalized mortgage guidance. His extensive understanding of loan programs and Georgia real estate trends allows him to match borrowers with the best financing solutions for their unique goals.

Frank specializes in a full range of mortgage programs, including:

  • Conventional home loans
  • FHA loans
  • VA loans
  • USDA mortgages
  • Jumbo mortgages
  • Refinancing options
  • HELOCs and home equity financing
  • Reverse mortgages
  • Bank Statement mortgages
  • DSCR mortgages
  • GA Dream mortgages
  • Renovation Mortgages

What Clients Are Saying

Real experiences from real people

“Always a great experience working with Frank! Great service, excellent communications and always ready ahead of scheduled closing date!”
Christi S.
“Working with Frank Trest has been an absolute pleasure. He is extremely accessible and always willing to help. He is very knowledgeable and an asset to your company.”
Maria X
“Mr. Trest was very thorough in his evaluation of my refinancing options; providing detailed pros and cons for each. After selecting the best option, Mr. Trest was highly engaged in each step of the process. Communication was excellent and the whole process took very little effort on my part. I would highly recommend his services.”
Robert M.
“Frank went above and beyond to answer any questions, guide me when I was struggling, and made getting a loan an easy process. He is beyond professional and I will 100% recommend anyone working with Frank. I wouldn’t have had it any other way. I am very grateful for Frank’s kindness.”
Alyssa R.
“Frank was amazing! We appreciate all the attention that he gave us during the process of buying a home. This was new territory for us and he made everything as streamlined, as possible. He was always there to explain certain nuances of the process as we went along. We are very thankful for Frank and all of his diligent work! We highly recommend him to anyone in the market to purchase a home. He’s the best!”
Leighton N.
“Frank was amazing!! He was diligent every step of the way and not only made us feel comfortable but educated us on the process as well. The entire team was wonderful!”
Rochelle L.
“It was quick and easy. To have a no-hassle lending experience was a breath of fresh air. I was under pressure to close with a tight deadline and we were able to clear all the hurdles without problem thanks to Frank and his team. I’m very appreciative.”
David C.
“I highly recommend Northpoint Mortgage to anyone I know!! Frank Trest is the absolute BEST!!! He made buying my new house very easy with him and his company handling my finance needs!!! I needed to close quick and Frank made sure everything was in place ahead of schedule!!! Please don’t hesitate to call him for your financing needs!!”
Terri M.
“Professional service, very kind. Thank you guys, job done in record time.”
Tim C.
“Frank Trest at Northpoint Mortgage of Watkinsville was a real pleasure to work with. We were happy to have him on our team.”
Claire K.
“Frank Trest made this transaction very smooth and seamless!! He communicated every step of the way! Thank you for a great CO-OP experience.”
Jana Lowery, Realtor, V. LOW PROPERTIES INC.
“To everyone, your mortgage application process was easy and professional. We could not have asked for a better company to assist us in completing our dream. Thank ya’ll so much!”
MICHAEL & VICKI S.

Our Client Reviews

Alan J. 

Joe has been a very thorough and thoughtful help in getting me the funding I needed. He ran through the various options and gave me plenty of info to work with before making my decision. I’ll be calling him in the future for any other needs.

– Alan J. 

Homebuyer contacting Northpoint Mortgage loan officer for mortgage information

Blake B. 

Joe Jarrett was amazing to work with on getting my home loan! He was so patient, always happy to answer all of my questions, and helped walk me through every step of the process. I highly recommend him and Northpoint Mortgage! 

– Blake B. 

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