Senior Mortgage Consultant
NMLS# 150946 | GA Residential Mortgage Licensee NMLS# 25335
Frank Trest is an accomplished mortgage professional with over 23 years of experience , business leader, and relationship builder with extensive experience helping clients achieve their homeownership and real estate investment goals. Based in Watkinsville, Georgia, Frank has built a reputation for delivering personalized lending solutions while maintaining the highest standards of service, integrity, and professionalism.
Throughout his career, Frank has developed expertise in residential mortgage lending, business development, sales leadership, and client relationship management. He works closely with first-time homebuyers, move-up buyers, real estate investors, and referral partners to navigate the financing process with confidence. His knowledge of Conventional, FHA, VA, USDA, GA DREAM, Jumbo, and DSCR financing programs allows him to create tailored solutions that meet each client’s unique needs.
In addition to his mortgage expertise, Frank brings a strong business background that includes leadership, operational management, strategic planning, team development, and revenue growth. His ability to cultivate lasting professional relationships has made him a trusted resource among Realtors, builders, financial professionals, and investors throughout Georgia and South Carolina.
Frank is passionate about helping individuals and families build wealth through real estate while providing the guidance, communication, and responsiveness that clients expect from a seasoned industry professional. His commitment to excellence and customer service continues to drive long-term success for both his clients and business partners.
In his free time he enjoys golfing, hunting and fishing with his two sons.
Real experiences from real people

Joe has been a very thorough and thoughtful help in getting me the funding I needed. He ran through the various options and gave me plenty of info to work with before making my decision. I’ll be calling him in the future for any other needs.
– Alan J.

Joe Jarrett was amazing to work with on getting my home loan! He was so patient, always happy to answer all of my questions, and helped walk me through every step of the process. I highly recommend him and Northpoint Mortgage!
– Blake B.