Paul Howard
Loan Officer
NMLS# 322886 | GA Residential Mortgage Licensee NMLS# 30108
About Paul
With over 25 years in the mortgage industry, I’ve built my career on more than closing loans — I’ve built it on relationships, growth, and mentorship.
As a Senior Loan Officer and business development partner with Northpoint Mortgage, backed by Fairway Independent Mortgage Corporation, I’m passionate about helping loan officers, Realtors, and referral partners succeed in every market.
My role goes far beyond originating loans. I work to expand our reach, develop lasting partnerships, and create an environment where professionals can thrive. Whether it’s helping a new loan officer refine their marketing, guiding a seasoned producer toward the next level, or connecting with Realtor partners to deliver more value — I’m driven by collaboration that grows everyone’s business.
What Clients Are Saying
Real experiences from real people
“Paul was the absolute best! Couldn’t have asked for a better experience. I would recommend Northpoint Mortgage to anyone i know looking to purchase a home.”
Sher B.
“Quick Smooth Closing from start to finish in only 3 weeks! Paul Howard is EXCELLENT to work with and Communication is the BEST I’ve experienced with a Lender. He will remain my “To Go To” Preferred Lender! Thank you Paul!”
Karan D.
“We worked with Paul and he went above and beyond to help us get the proper financing for our home as first time home buyers. Not knowing what to expect because this was our first home, I can’t imagine going with anyone else in the future. If working with a lender was this easy this time around, I can’t imagine how painful it must be with other lenders.”
Corey J
“Paul Howard was AMAZING!! Our loan was not the easiest to secure but Paul stuck with us and got us approved for our forever home. Thank you Paul for all that you did to help us get approved for our forever home. Cook Family”
Janice C.
“Paul is fantastic! He worked endlessly to secure a loan for me in 30 days. He is great with numbers and knows the industry. A true craftsman of his trade. He was patient in answering all of my questions especially since I am a first-time homeowner. Experience is everything and Paul has it. He even offered to keep an eye on the market for me when interest rates start to decrease. No need to look any further because Paul is the person you need when buying a home.”
Andrea B.
“The depth of knowledge and experience that Paul Howard displayed during my recent purchase of a second home in Atlanta, was truly amazing! His recommendation to combine a line of credit with my first mortgage, reduced my down payment requirement by almost $90,000.Paul was always available, both during and after hours and weekends, to respond to various questions I had about my transaction. I highly recommend that you, your family, friends, relatives and co-workers team up with him on purchases and refinances. As a mortgage broker, he has access to a wide range of lenders to meet borrower objectives and qualifications. Please be aware that I have been in the real estate/mortgage industry for over 40 years. Currently, I am the Designated Broker of an independent mortgage broker operation on the west coast. I believe this qualifies me to objectively evaluate another loan officer’s performance.”
George P.
“The most amazing experience in home purchase or refi. If I could give more than 5 stars I would……..Paul Howard is the BEST!!!!!!!!!!!!!”
Pamela C.
“Paul Howard and the team at Northpoint mortgage exceeded our expectations. They are thorough, detailed and always friendly. They worked quickly to get our loan ready to go for our home closing. We couldn’t be more satisfied. If you’re buying a home, call Paul!!”
Amber S.
“Paul Howard from Northpoint Mortgage was very Professional and was available when I had any questions. He also updated me with every step of the way. I would strongly recommend Northpoint Mortgage because of Paul.”
Anthony T.
“Got a great rate and the process was easy and smooth. Would (and have) recommend Paul Howard with Northpoint Mortgage.”
Jeremy R.
“Paul has helped me in all steps of the loan processing and explained every steps without hesitation!! The great quality is always ready and open to answer any questions. Highly recommend!!”
Vikas M.
“I worked with Paul last year and this year. He is nothing but amazing! He helped me with taking the right financial decisions and he is always available for help! Overall, Northpoint helped with getting rate I wanted and I am their happy customer!”
Harini D.
“My loan officer was Paul Howard at Northpoint Mortgage. He provided us with excellent customer service and I had the pleasure to work with his professional & knowledgeable team. He walked us through the process, answered all our questions and concerns, and went above and beyond to be sure I wasn’t stressed. I highly recommend Paul Howard and Northpoint Mortgage.”
Rohit A.
“I worked with Paul Howard on my first mortgage loan. My journey was pretty uneventful (which is a very good sign). There were a couple of small hiccups that Northpoint took care of on time. I had a great experience with them and would definitely recommend them.”
Rushil K.
“Paul Howard and Northpoint Mortgage did an exceptional job of exceeding my clients expectations. I’d highly recommend Paul Howard to anyone seeking to finance the purchase of a home or refinance their existing home.”
Scott E.
“I worked with Paul last year and this year. He is nothing but amazing! He helped me with taking the right financial decisions and he is always available for help!Overall, Northpoint helped with getting rate I wanted and I am their happy customer!”
Harini D.
“I worked with Paul Howard on my first mortgage loan. My journey was pretty uneventful (which is a very good sign). There were a couple of small hiccups that Northpoint took care of on time. I had a great experience with them and would definitely recommend them.”
Rushil K.
“My loan officer was Paul Howard at Northpoint Mortgage. He provided us with excellent customer service and I had the pleasure to work with his professional & knowledgeable team. He walked us through the process, answered all our questions and concerns, and went above and beyond to be sure I wasn’t stressed. I highly recommend Paul Howard and Northpoint Mortgage.”
Rohit A.
“Paul Howard and Northpoint Mortgage did an exceptional job of exceeding my clients expectations. I’d highly recommend Paul to anyone seeking to finance the purchase of a home or refinance their existing home.”
Scott E.
