Down Payment Assistance in Georgia
Your Questions Answered Think you need thousands of dollars saved before you can buy a home in Georgia? You might have more options than you realize. For many Georgia homebuyers, the biggest question isn’t finding the perfect house. It’s figuring out how much money they’ll need to get there. The good news? Down payment assistance […]
How to Use Your Home Equity Without Giving Up Your Low Mortgage Rate
That 3% mortgage rate might be one of your favorite things about your home. But what about the credit card balances, the aging roof, or the air conditioner that’s one Florida or Georgia summer away from calling it quits? For many homeowners, there’s a frustrating financial balancing act happening right now. You may have purchased […]
The Right Mortgage Depends on Your Life
Buying a home. Moving up. Downsizing. Refinancing. Investing. Receiving an inheritance. Preparing for retirement. Paying off debt. Starting over. At different stages of life, the question may change – but one thing stays the same: There is no one-size-fits-all mortgage strategy. Two people can buy homes at the exact same price and have completely different […]
Market Update: FOMC Meeting Summary for June 12
As part of our commitment to keep you informed, we’re providing a snapshot of the latest FOMC meeting and its implications for the mortgage market. With this ongoing series, you’ll get timely insights after each meeting, helping you make informed decisions about your home financing needs. Let’s talk about the latest news in money […]
Market Update: July 2024 Weak Jobs Report
Seize the Moment: The Last Jobs Report May Benefit Homebuyers and Homeowners In recent news, the July jobs report revealed a weaker-than-expected increase in payrolls, with the U.S. adding only 114,000 jobs compared to the anticipated 175,000. Additionally, the unemployment rate rose from 4.1% to 4.3%. This news has caught the attention of Federal Reserve […]
Market Update: Rates Rebound Through November
Market Update: Will Rates Keep Moving Up? As we move into November, let’s take a look at how the housing market has moved since our last update in August. For those of you waiting on the sidelines to purchase a home, here’s a recap of key trends and insights to help you decide your next […]
Why Homeownership Remains the Best Hedge Against Inflation
As inflation rises and the cost of living continues to increase, many people are feeling the squeeze in their budgets. While it might seem tempting to rent and wait for the market to calm down, there’s a compelling reason why now could be the perfect time to buy a home: building wealth through homeownership. A […]
Market Update: Strong Jobs Report for May 2025
The U.S. economy added 177,000 jobs in April, surpassing expectations and maintaining the unemployment rate at 4.2%. Significant gains were observed in healthcare (+51,000 jobs) and transportation and warehousing (+29,000 jobs), while federal employment declined by 9,000 positions. This robust labor market suggests that the Federal Reserve is likely to maintain its current interest rate […]
Jobs Report Lands: What It Means for Mortgage Rates
This morning’s U.S. jobs report arrived at 8:30 a.m. ET, and the results are already making headlines. The labor market is showing signs of slowing down, adding just 22,000 jobs in August compared to expectations of around 75,000. The unemployment rate ticked up to 4.3%, the highest since before the pandemic. So, why does this […]
Fed Cuts Rates by 0.25%: What It Means for Mortgages
Yesterday, the Federal Reserve cut its benchmark rate by 0.25%—the first rate cut since December. While that move was widely anticipated, what’s been more interesting is how mortgage rates and homeowner behavior have reacted. Now that we’ve had a little time to see the market settle, here’s what we know—and what it could mean for […]