Northpoint Mortgage

Fed Pauses Recent Hikes, Good News For Mortgage Rates

Fed Pauses Recent Hikes, Good News For Mortgage Rates The Federal Reserve decided to keep interest rates steady at its June meeting this week. This was the first time since March 2022 that the Fed has not raised rates. The move bodes well for the housing market and home buyers in search of rate stability or […]

Navigating 2024 Housing – What Homebuyers Can Expect

Navigating 2024 Housing – What Homebuyers Can Expect The past year defied many expectations in the housing market, with significant shifts that caught many by surprise. As we look ahead to 2024, understanding these trends is crucial for anyone considering buying a home. Here’s a breakdown of what happened in 2023 and what experts predict […]

First-Time Homeowner’s Guide to Winterizing Your Home

Congratulations on your new home! As you settle in, it’s crucial to prepare for the colder months ahead. Winterizing your home not only keeps you cozy but also saves on heating costs and prevents costly repairs. Here’s a beginner-friendly guide to help you navigate your first winter as a homeowner. 1. Seal the Drafts: One […]

Homeowner’s Guide to DIY Pest Control

When it comes to uninvited guests, pests are the least welcome. Professional pest control services can be a worthy investment, but if you’re a homeowner looking to save some cash, there are effective DIY strategies to keep common critters at bay. Let’s dive into practical pest prevention and control measures you can do yourself! Identify […]

Deciphering Powell’s Economic Outlook for Mortgage Rates

Federal Reserve Chair Jerome Powell recently addressed the U.S. economy’s status, inflation, and interest rates. He acknowledged that interest rates had peaked and would likely decrease in the coming months, although he did not commit to rate cuts as soon as the Fed’s March meeting. Powell highlighted the U.S. economy’s strength, noting solid growth, a […]

Seasonal Maintenance Tips: Spring into Home Care!

As we welcome the warmer breezes and blooming azaleas in Georgia, it’s time to refresh and protect your home with these spring maintenance must-dos. The Checklist   HVAC Tune-Up: Georgia’s summers are hot, so service your HVAC early. Clean or replace filters, and check the coolant levels to keep your system efficient during those humid months […]

Market Update: FOMC Meeting Summary for March 20th

As part of our commitment to keep you informed, we’re providing a snapshot of the latest FOMC meeting and its implications for the mortgage market. With this ongoing series, you’ll get timely insights after each meeting, helping you make informed decisions about your home financing needs. The Federal Reserve’s latest announcement has given us a […]

Market Update: FOMC Meeting Summary for June 12

As part of our commitment to keep you informed, we’re providing a snapshot of the latest FOMC meeting and its implications for the mortgage market. With this ongoing series, you’ll get timely insights after each meeting, helping you make informed decisions about your home financing needs.   Let’s talk about the latest news in money […]

Market Update: July 2024 Weak Jobs Report

Seize the Moment: The Last Jobs Report May Benefit Homebuyers and Homeowners   In recent news, the July jobs report revealed a weaker-than-expected increase in payrolls, with the U.S. adding only 114,000 jobs compared to the anticipated 175,000. Additionally, the unemployment rate rose from 4.1% to 4.3%. This news has caught the attention of Federal Reserve […]

Market Update: Rates Rebound Through November

Market Update: Will Rates Keep Moving Up? As we move into November, let’s take a look at how the housing market has moved since our last update in August. For those of you waiting on the sidelines to purchase a home, here’s a recap of key trends and insights to help you decide your next […]

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